Here are some important things to know about life insurance:
1. There are a range of options.
You have whole life, term life, and a wide range of other options when it comes to life insurance. You are not stuck with just one or two choices that are not optimal for you in your particular situation or point in your life.
It’s a good idea to sit down with an experienced broker to go over all of your options before making a decision about any life insurance policy.
2. You can control the cost of coverage.
Some people have a tendency to assume life insurance is just too expensive for them at this point in their life. You can actually control the cost of coverage. If a $250,000 policy that’s going to cost you $44 a month is too much for you, why not consider a $50,000 policy? What about a $100,000 policy? Maybe all you need is just enough to cover funeral expenses and help your family for a few months after some unexpected tragedy.
3. The company you choose matters.
The insurance company you choose for this important coverage matters. That’s why it’s better to get help from a broker like James Campbell Insurance, who can match your needs with the right insurance company.