Keeping your home safe is not only important for you and your family, but for anyone who comes to pay you a visit. If there are issues that could place you or someone else at risk, this could increase your liability. Make sure that you follow these four safety tips for your home so that you can rest more comfortably at night
1. Check all steps in your house. Whether you have outside steps that are made of concrete or slate or wooden steps leading to the basement, you want to make sure these are in good condition.
A loose step can lead to a slip and serious fall. If you notice that any step is posing a problem, have it repaired immediately. Just ‘remembering’ the loose step isn’t going to be enough because eventually somebody will forget and when their hands are full, that can spell disaster.
2. Check all smoke detectors. Smoke detectors save lives. It’s been proven time and time again. It’s also been proven that smoke detectors that have dead batteries or were disabled end up costing lives.
If a fire breaks out during the middle of the night when you and the rest of your family is sleeping, this will decrease the chances that you will all make it out safely. There’s no excuse for not having working smoke detectors.
3. Don’t overload breakers. If you have a TV, video game console, surround sound system, microwave, heated blanket, and ten other items plugged into three different power strips all jammed into one outlet, you’re creating a serious fire hazard.
Limit the power consumption at any outlet and, preferably any fuse or breaker, to only what that fuse or breaker can handle. The TV and entertainment center should be on a separate outlet. The more items you have plugged into any location increases the risk of an electrical fire.
4. Secure windows and doors. When you go out or settle in for the evening, lock and check all windows and doors. If any locks don’t work properly, make sure that you have them repaired as soon as possible.
The more that you do to keep your home and family safe, the more you’ll eventually be able to save on your homeowner’s insurance policy.