Do you know what ‘liability’ is? Here’s an example: If you own a house, you might assume that somebody walking on your property, uninvited, couldn’t possibly sue you and get money from you or your homeowner’s insurance policy because they tripped and fell on your concrete walkway. However, you may very well be liable for…
Six out of 10 homeowners, when asked, are unable to actually point out all the basic components of their homeowner’s insurance policy. They assume they’re protected from fire, theft, flooding, natural disasters, and other potential threats. However, when they begin to look at the policy in more detail, they realize that they aren’t protected like…
Shopping for insurance has become so convenient that millions of people throughout Canada simply go online, enter a few bits of information, and enjoy a variety of quotes. That sounds easy enough, right? It is, but does that mean it’s the best way to go about shopping for insurance? The simple and easy answer is…
Shopping around for a house can be exciting. If this is your first time, you probably have a lot of questions mixed in with all that excitement. Those questions are important to ask, whether it’s of your realtor, mortgage lender, or even an insurance broker. One of the most common stipulations of mortgage lenders is…
You’re renting an apartment. You’ve been advised and maybe even required to carry renter’s insurance. You don’t have a lot of possessions and don’t really see the point, but there are plenty of great reasons why renter’s insurance is a good idea. You’re not alone in this building. There are plenty of other tenants. Even…
How protected is your business? If you have business insurance of any kind, you’ve moved in the right direction. However, if you don’t have the right type of business insurance, you can still be exposed to liability or other risk factors. For example, if you’re not properly insured against loss, in the event of a…
Your business has been running for quite some time. Things have been smooth. Perhaps you only sell certain services, like operating your business from home on your computer, and you don’t think there’s really much risk or liability involved. You may be the sole proprietor, the only employee, or you could have several people working…
Winter is closing in and it’s a good idea to consider winterizing your home. Your homeowner’s insurance covers your house in the event of certain types of damage that can be caused by a variety of factors. During the winter your home may be exposed to a lot of extra challenges with regard to keeping…
If you’ve taken out a mortgage to purchase your home or refinance it, the mortgage lender may very well require that you have some level of homeowner’s insurance. As a result, you want to save as much money as possible, but you don’t want to get caught unprotected. Here are three simple tips that can…
It’s time to pull your boat out of the water. Maybe you have a trailer and bring your boat to a launching area whenever you want to go out on the lake or river. Perhaps you have a boat at the marina. Wherever you have your boat, fall is the time to begin planning to…