When Do I Insure My New Home?

Are you planning to build your dream home soon or thinking about adding an addition to your present home? For your protection, you must advise us about your plans before you start construction. You will be required to insure for the full replacement value of the project. This may take the form of an endorsement…

home-insurance-myth-busters

Home Insurance Myths Busted

Home insurance can be confusing. The following are some of the most common misconceptions about home insurance in Canada to help you weed through what’s fact and what’s fiction. All homeowner’s insurance policies are the same False. Policies can vary significantly from one provider to another. Carefully review or ask, what’s covered, what’s not and—this…

Going on Vacation? Protect Your Home

There’s nothing better than going on vacation. But before you leave on holiday, it’s important you take the necessary steps to protect your home while you’re away. Ten ways to protect your home The idea is to not advertise that you’re going away and to make your house look as normal and lived in as possible.…

Seven Things You Should Know About Mould

Mould is everywhere, indoors and outdoors – and is generally excluded on your homeowner’s policy. Depending on where it grows, it can be helpful or harmful. When mould grows inside homes or buildings, it may cause health problems and reduce the value of your home. Moulds release chemicals and spores that can cause irritation of…

Start Reducing Risk of Basement Flooding

The first step in dealing with basement flooding comes from minimizing the risk through a few precautions: Never pour fats, oils or grease down your drains. Reduce home water use during heavy rains. Keep the storm sewer grates on your street clear of yard waste, leaves, garbage, ice and snow. Clean and maintain your eaves…