Here are some tips that may help you save on homeowner’s insurance now and into the future. Tip #1: Bundle policies. If you have automobile insurance, supplemental health insurance, dental insurance, business insurance, and homeowner’s insurance, make sure you put them all together with the same company. Bundled policies often save people quite a bit…
For the first few years after you moved into your new home, you took an inventory of the rooms and how much you enjoy spending time in them. You also began working around the property to improve the curb appeal, lawn, shrubbery, and much more. During those first couple of years, you kept thinking about…
The winter can be harsh on your home. If there is a lot of snow and ice, melting and then refreezing, there could be a number of problems developing on or around your home. One of the most significant issues homeowners have during the winter, especially throughout Canada, are gutters that collected snow, it converts…
The moment you begin shopping around for homeowner’s insurance, there are a number of things you should know. First and foremost, it’s a good idea to make sure you go over your policy thoroughly to make sure it contains everything you will need. Even though you may not consider it important at the time, certain…
Summer is a great time to spend outdoors, going to the beach, going hiking, heading to parks, and doing many other things. It’s also the time of year when strong storms can pop up at almost any time. While most of us don’t have a tendency to think much about strong storms, aside from getting…
No matter what type of homeowner’s insurance you carry, you’re not likely going to find one that covers repairs due to mold and mildew, especially if those issues could have been avoided. The bathroom is the most common place in the entire house were mold and mildew form. That’s because most bathrooms do not…
Buying a home can be a great investment, and likely the most significant single investment a person will ever make in their lifetime. For Canadian residents, most lenders require some type of homeowner’s insurance when they carry a mortgage. In Ontario, real estate prices have been steadily climbing, even as the economy remains stagnant. Protecting…
For most homeowners, your home is the single most significant investment you will ever make in your lifetime. You may purchase homeowner’s insurance because it’s a requirement from their lender. Most lenders stipulate that the only way you’re going to get a loan is to make sure the property is insured properly. Just getting basic…
Many insurance companies don’t provide flood insurance to homeowners who live in a flood plain. Throughout the Greater Toronto Area, there could be a number of different flood plains, as defined by an insurance company. If your home happens to be with in one of these ‘flood plains,’ flood insurance may not be easy to…
One of the most overlooked problems that many Toronto area homeowners might face during the winter is frozen pipes in their home. When you have extremely frigid temperatures, such as what we’ve experienced these past few winters, from the polar vortices and Arctic air pushing down, it increases the risks of certain homes having frozen…