Getting Life Insurance if You're a Smoker (or an Ex-smoker) Debunking the three most common myths about life insurance if you smoke, or used to smoke. Although smoking is nowhere near as common as it once was, the Government of Canada estimates that there are still millions of Canadians who regularly smoke (about 4.6 million)…
What Snowbirds Should Keep in Mind Before Heading South As the days get colder, hundreds of thousands of Canadians head south of the border in search of warmer weather. If you are preparing to leave the country for months at a time, insurance policies may be one of the last things on your mind. Here…
What is a Deductible and How Does it Work? We know insurance policies can be confusing, and if you’ve never had to make a claim, it’s easy to become completely lost when reading over your policy. One aspect of insurance that isn’t always clear is the deductible. So, what is a deductible and how does…
Fall is a perfect time of the year and a great opportunity to review your insurance policies to ensure that you are adequately protected. What insurance policies do you have? If you drive a car, you have automobile insurance. If you own a home, you (hopefully) have homeowner’s insurance. If you operate a business, you…
Travel Tips to Travel More Break free from the routine and plan a worry-free vacation. New Year’s resolutions are usually blah and not terribly imaginative. Save money. Lose weight. Eat better. Hit the gym. Be nicer to people (*sigh*). All are noble endeavours to be sure, but if this year you resolved to add travel…
5 Ways to Save Money and Energy this Winter Energy bills can skyrocket over the cold winter months, but there are a few DIY ideas you could try to help keep them manageable. 1. Minimize Drafts Heat can quickly escape through cracks around doors and windows. Seal large windows with cellophane by taping it to…
More Than Half of the Great White North is Unprepared for a Winter Emergency From our friends at RSA Canada: Canadian winters are becoming less and less predictable and this one is expected to be colder than the last, with snowfall extending late into the season. A study released today by RSA Canada found that…
10 Holiday Travel Tips Canadians love to travel over the holidays and if you’re travelling to visit (or escape!) friends and family this year, then you’ll want to consider the following travel tips first. 1. Get a family plan Opt for a family travel insurance plan to save money and ensure everyone is protected. Family…
When should I get life insurance? When you’re young, life insurance isn’t usually one of your top concerns. Getting that career-making job, paying off student debt, getting married, travelling the world, starting a business or creative project, and buying a house are some of the goals that you’re more interested in pursuing. Getting coverage to…
13 Halloween Safety Tips at Home and in the Car Thirteen tips to help you make sure that Halloween doesn’t end up being scary. As much as children love to go trick-or-treating and the resulting stash of candy, Halloween can be ghoulish if precautions by homeowners and drivers aren’t taken. We have scared up 13…