Are you planning to build your dream home soon or thinking about adding an addition to your present home?
For your protection, you must advise us about your plans before you start construction.
You will be required to insure for the full replacement value of the project. This may take the form of an endorsement or “course of construction” extension to your current policy, or may require an entirely new policy.
If you are going to act as your own general contractor, you may be charged a higher premium for the increased exposure. You will also be asked to obtain proof of insurance from any subcontractors performing work for you. Some insurers may request a higher deductible during the construction phase.
These can be exciting and hectic times. If you have any questions, please call us. We’re here to help.