If you begin to crack open the egg that is insurance, you’re going to find that the yoke keeps coming out, and it’s a pretty big one. There are so many different types of insurance that you could actually protect yourself against almost any conceivable problem short of being abducted by aliens.
Some of the specialty insurance policies that you may be able to acquire, depending on your needs, include:
- Boat insurance
- Boat theft
- Dog bite liability
- Flood insurance
- Green insurance
- Identity theft insurance
- Pet insurance
- Pet health insurance
- Travel insurance
- Wedding insurance
- And more
No, this list isn’t comprehensive (far from it). It is merely designed to help show you that there are literally hundreds of different types of insurance that you could choose from and that means you should be able to protect almost anything that you have, are, or will own in the future.
Celebrities such as movie and rock stars have insurance policies on their most valuable assets. Female celebrities may actually have insurance for their prized ‘assets’ while male athletes could insure their arms, legs, eyes, or anything else that is critical to their success in their sport.
You may own a home and have a tractor that you use to take care of the lawn. This might not be covered by your general homeowner’s insurance, but you may be able to add a specific rider or insurance policy that will protect you and the tractor in the event of an incident or mishap.
Renters insurance is a vital component in protecting your possessions when you are renting a property. Even if you are only renting for a week, a month, or a few months due to a job relocation or vacation, you should be able to get some type of coverage should you want it.
In short, no matter what type of insurance you need, you may very well be able to find it. Contact your local insurance broker to find out if there is a policy that you are specifically looking for.