Everyone loves a good discount! It’s a great way to lower what you pay for your auto insurance coverage. But are you getting all the auto insurance discounts available?
Shop around and compare auto insurance quotes today to see how much more you could be saving with these popular discounts.
If there’s more than one vehicle in your household, you may qualify for a break on your premiums, typically about 15 percent, as long as you insure all your automobiles through the same company.
Bundle your policies for a multi-line discount
If you insure your home (or condo/apartment) with the same company that insures your vehicle, you’ll likely save 15 to 20 percent.
Belonging to a roadside assistance program has many perks, including a chance to lower your auto insurance premiums by up to 15 percent.
Consider a usage-based insurance policy
Usage-based insurance programs monitor a driver’s driving habits to offer insurance discounts to good drivers. Many programs offer a five percent rate reduction just for signing up, with additional premium decreases down the road.
Take advantage of member discounts
Your affiliation, or your spouse’s, with a school, employer or union could qualify you for a discount that may save you as much as 30 percent.
Out-of-town student discount
If your child is attending a post-secondary school and living away from home, you may be eligible for a reduced premium. This discount reflects the reduced access to the family automobile, while helping your student maintain their driving experience and history.
Winter tire discount
Winter tires are a great way to tackle the season safely, and in Ontario, having them will ensure you get a discount, usually in the neighbourhood of about five percent. The Ontario winter tire auto insurance discount has been in place since 2016 and all insurers in the province must offer it to drivers who change their tires seasonally. Outside of Ontario, the winter tire discount may be available too, but it will vary by insurer.
Discounts are nice, but you can save even more!
It goes without saying that we’re keen on comparison shopping, but it is absolutely one of the easiest ways to save. Maximize your insurance savings and compare car insurance quotes for a better price today.
Have questions about your auto insurance? Let’s get in touch.