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Our Insurance Solutions

Our dedicated team of brokers is here to help you find the insurance solutions that suit you. Whether you are looking for Personal Insurance, Commercial Insurance or Life Insurance, James Campbell Insurance is here for you. Providing the guidance to give you confidence that your insurance is there when you need it the most.

Commercial

Protect your business with James Campbell’s Commercial Insurance solutions. No matter the size of your business, navigating the right choice for commercial insurance can be difficult. We can help you understand your options and provide you with a stress-free quote.

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Personal

Choose insurance that lets you live a worry free life. We can help you find personalized coverage that is tailored to your individual needs, providing you with simple solutions while making sure you understand the insurance you have purchased.

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Life and Health Insurance

Contact us at James Campbell Insurance Brokers to learn about the various life insurance policies that are available, how affordable they are, and rest assured knowing that your family, your loved ones will be taken care of into the future.

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Industry Solutions

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James Campbell Insurance Company

FAQs

James Campbell Insurance offers a wide variety of personal and commercial insurance options for our clients. We offer vehicle, home and business insurance and more through a large network of insurance providers in Canada.

If you are interested in lowering your insurance premium, speak with your insurance broker about the following:

  • Increasing your deductible (your share of the cost of a claim). By increasing the amount of the deductible you are willing to pay, you will decrease your premium;
  • Dropping your collision coverage on an older car;
  • Bundling your car and home insurance with other types of insurance with the same insurance provider;
  • Buying a car with a lower-cost insurance rating.
Our experienced insurance brokers can help you assess your needs based on the details you provide about your home, business or vehicle. In the case of home insurance, taking a complete inventory of your belongings will help you understand how much coverage you need and this will also make it easier for you to file a claim. Along with your contents, your dwelling limit is required to be insured to value. Therefore it is important to let us know about renovations and updates that you make to your home.
A deductible is the dollar amount you are responsible for paying when making a claim. For example, if your auto insurance policy has a $1,000 deductible for vehicle collision and there are $5,000 in damages, you will pay the first $1,000 then your insurance company will pay the remaining amount of $4,000.
Replacement costs are the total cost that your insurance company will pay to fully reconstruct your home if it were destroyed. The replacement cost will include things that may not be included in the resale value, like the cost and availability of skilled labour, debris removal, other expenses related to building codes, and more. If you have made upgrades or renovations to your home, be sure to speak with your broker to make sure you still have the right coverage.

For an Auto Insurance quote, your driver’s license number, insurance history and driving records are important factors in getting an accurate quote. For a Home Insurance quote, details on the home, such as year built, square footage, style of home and updates on the roof, electrical, heating, and plumbing are all important factors in determining the premium. Additional factors, such as acreage, swimming pools and ponds all play a role in determining the coverage you will need along with the premium.

James Campbell Insurance Brokers Ltd
James Campbell Insurance Brokers Ltd
44 Google reviews
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Katrina Best
Katrina Best
2023-02-12
I wanted to highlight the exceptional service provided by Brian Morton. He offered exceptional advice, limitless support, and endless patience while answering all my questions about travel insurance. He is thorough in his works and shows dedication to giving the best advice and service to all his customers. My family has trusted James Campbell with our car insurance for around 5 years, and we appreciate the continuous support in all types of insurance. Thank you Brian for explaining the logistics of different policies and breaking it down into an easy-to-understand way. I will be sure to use their services again in the future.
Ian Newton
Ian Newton
2022-08-08
Excellent service from experienced people, Terri Lynn excellent knowledge and very responsive. Highly recommended.
Amanda Southern
Amanda Southern
2022-03-25
Terri-Lynn was amazing and super knowledgeable about our families needs for insurance. She made changing our insurance companies absolutely seamless. I definitely recommend her and James Campbell for anyone looking!!
Basil Fernandes
Basil Fernandes
2022-03-07
I have been with James Campbell Insurance with home and auto insurance most of my adult life and Terri-Lynn Thompson has been there for me. Terri has always found the best insurance for my needs at any given time or circumstances. She is professional, gives great advice and guidance. I would highly recommend their services to anyone.
Michael Evans
Michael Evans
2022-02-25
I have been with James Campbell Insurance for over 10 years now. I have nothing but good things to say, customer service is excellent. Terri-Lynn has been a great help over the years. Always finds what policies best work for us. Highly recommend for anyone looking for an insurance broker to work with!
H S
H S
2022-02-24
Cannot say enough about James Campbell! Our family has used them for years and I only wish I had switched sooner. Having a dedicated broker to help walk through insurance questions has been invaluable (our past insurance company was a different call centre rep each time). Lesley is fabulous and we have also had great experiences with Terri-Lynn and Karen.
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Uxbridge Office

33 Toronto Street N., Unit 1 Uxbridge, ON L9P 1E6

1-888-354-6444

[email protected]

Mount Albert Office

19139 Centre Street, Unit 1 Mount Albert, ON L0G 1M0

1-888-301-5222

[email protected]