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Boat Insurance in Ontario

Owning a boat is a great feeling. You’ve worked hard to enjoy life and can cruise out onto the open water or down river and bask in the warmth of the summer sun. Just like a car, though, your boat is an asset and as with any asset, it deserves some level of protection.

Boat Insurance with James Campbell Insurance

The Value of Your Boat

Even if you purchased a used boat and don’t consider it a significant purchase, it’s important that you provide the right level of boat insurance to protect against damage, theft, and even accidents.


When you drive your car, you’re not alone on the roads. The same holds true with your boat, but with boats, there are a number of other risks than simply other boats and boat operators on the water with you.

  • Weather related damage
  • Accidents while the boat is in transit
  • Theft
  • Sinking
  • Running aground
  • Punctures

Modern Boats

Today’s boats come complete with advanced technology, including stereos, powerful engines, and an array of amenities. Each of these items and parts of the boat can cost a significant amount of money to repair if stolen or damaged.

Choosing the most basic level of boat insurance may be ideal for you, but if your boat has significant value, you want to make sure that you have the right level of coverage.

Insuring Against the Unforeseen

When we drive on the streets, our minds can wander. We can lose focus, become distracted, and that can lead to accidents. When you’re out on the water, even the most experienced captains and pilots run into problems that can be crippling and even life threatening.

While not every region requires boat insurance, you want to protect yourself, your asset, and those who travel with you on your boat from the unthinkable.

That’s why having the right level of boat insurance is essential. Call James Campbell Insurance Brokers today to find out what level of insurance your boat should have and know that the next time you’re out enjoying a warm spring or summer afternoon, you’ll have nothing to worry about.

Let James Campbell Insurance Help You With Your Insurance Today

At James Campbell, we put you first. Our clients are our top priority and the backbone behind everything we do.

We can help provide you with protection from insuring your first car, your first home or business or even giving you protection during your retirement travels. Whatever you need coverage for, we’ve got your back. We will make sure that you are ready to live a life free of stress or worry so you can focus on life’s important moments each and every day.

James Campbell Insurance Brokers have been taking care of our members for over 40 years. This is why we are able to make insurance easy by offering you the right solutions at the right times. Our solutions are tailored to fit your individual needs, no matter what they may be.

Katrina Best
Katrina Best
2023-02-12
I wanted to highlight the exceptional service provided by Brian Morton. He offered exceptional advice, limitless support, and endless patience while answering all my questions about travel insurance. He is thorough in his works and shows dedication to giving the best advice and service to all his customers. My family has trusted James Campbell with our car insurance for around 5 years, and we appreciate the continuous support in all types of insurance. Thank you Brian for explaining the logistics of different policies and breaking it down into an easy-to-understand way. I will be sure to use their services again in the future.
Ian Newton
Ian Newton
2022-08-08
Excellent service from experienced people, Terri Lynn excellent knowledge and very responsive. Highly recommended.
Amanda Southern
Amanda Southern
2022-03-25
Terri-Lynn was amazing and super knowledgeable about our families needs for insurance. She made changing our insurance companies absolutely seamless. I definitely recommend her and James Campbell for anyone looking!!
Basil Fernandes
Basil Fernandes
2022-03-07
I have been with James Campbell Insurance with home and auto insurance most of my adult life and Terri-Lynn Thompson has been there for me. Terri has always found the best insurance for my needs at any given time or circumstances. She is professional, gives great advice and guidance. I would highly recommend their services to anyone.
Michael Evans
Michael Evans
2022-02-25
I have been with James Campbell Insurance for over 10 years now. I have nothing but good things to say, customer service is excellent. Terri-Lynn has been a great help over the years. Always finds what policies best work for us. Highly recommend for anyone looking for an insurance broker to work with!
H S
H S
2022-02-24
Cannot say enough about James Campbell! Our family has used them for years and I only wish I had switched sooner. Having a dedicated broker to help walk through insurance questions has been invaluable (our past insurance company was a different call centre rep each time). Lesley is fabulous and we have also had great experiences with Terri-Lynn and Karen.
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