What vehicles qualify as “classic” in Ontario?
Generally vehicles 15 to 25 years or older in good condition, antiques, exotics, hot rods, and limited-production models. Eligibility varies by insurer.
Classic Car Insurance in Ontario
Through our partner Hagerty
Over 30 years, Hagerty has grown to be the leading global provider of classic car and boat insurance, but they’re still just a family business built on love for classics. Their passion drives them to keep improving their product and to give their clients the best service imaginable.
At Hagerty, they’re as passionate about classics as their clients are. Their deep knowledge of classic vehicles and their owners allows them to offer better coverage for less. They offer:
- Agreed Value coverage – They’ll agree up front on a value for your classic, including applicable sales taxes that would be added in the province in which your policy coverage applies, and in the event of a covered total loss, you’ll receive that full amount, less any deductible or salvage value, if retained. Guaranteed.
- Flexible usage – Classic and collector cars were made to be driven. Whether you’re going to a show or taking a cruise to an ice cream shop, you’re protected.
- Hagerty Drives Club™ – Hagerty Drivers Club gives members specialty roadside service designed specifically for classics, automotive discounts, members-only events, subscription to Hagerty magazine and much more – all at an incredible value.
- Expert claims handling – Claims adjusters are trained in classic vehicle repair. In event of a claim, they offer stock original replacement parts and even have specialists on staff to hunt down rare and hard to find parts.
- Low premiums – Because they only protect classics, they’re able to offer insurance at rates considerably lower than daily driver insurance.
To make sure your classic is properly protected, contact James Campbell Insurance to learn more about a Hagerty policy.
Let James Campbell Insurance Help You With Your Insurance Today
At James Campbell, we put you first. Our clients are our top priority and the backbone behind everything we do.
We can help provide you with protection from insuring your first car, your first home or business or even giving you protection during your retirement travels. Whatever you need coverage for, we’ve got your back. We will make sure that you are ready to live a life free of stress or worry so you can focus on life’s important moments each and every day.
James Campbell Insurance Brokers have been taking care of our members for over 40 years. This is why we are able to make insurance easy by offering you the right solutions at the right times. Our solutions are tailored to fit your individual needs, no matter what they may be.
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Generally vehicles 15 to 25 years or older in good condition, antiques, exotics, hot rods, and limited-production models. Eligibility varies by insurer.
You can insure spare parts and restoration work in progress with specialty endorsements.
Yes. Most carriers require limited, pleasure, and show use, with annual mileage caps.
Report details and photos to the claims team. Agreed value helps avoid depreciation disputes.
Agreed value, storage, security, driver history, vehicle rarity, and mileage.