What constitutes a recreational vehicle for insurance purposes?
Motorhomes, camper vans, travel trailers, fifth wheels, pop-ups, and toy haulers.
Recreational Vehicle Insurance
A recreational vehicle can provide years of enjoyment for you and your family. If you think that your recreational vehicle does not require insurance you may want to think again.
Below are coverages that are important to consider as an owner of a recreational vehicle. Contact James Campbell Insurance Brokers to gather the appropriate information about what insurance options are available for you and your recreational vehicle.
Any vehicle that requires a license plate and will travel on public roads is required by law to have insurance. There are a variety of coverages that you can choose to cover your recreational vehicle. While you may believe that snowmobiles and ATV’s do not require insurance (if unplanted), it is still a responsible act to carry coverage especially with regards to liability.
Important RV Insurance Coverage
- All Perils coverage
- Third-party Party Liability
- Accident Benefits
- Uninsured Automobile
Why Purchase Insurance for your RV
It provides valuable protection to you and your family while you own and operate the vehicle. Having basic liability coverage will often protect you in the event that you damage to property belonging to other individuals as well as any potential personal injury you cause in the event of operating your Recreational vehicle.
Understanding your coverages may allow you to be selective when looking at your recreational vehicle policy allowing opportunities to save premium. Maybe you prefer not to have physical damage on your machine or you may choose to insure for fire and theft only (Comprehensive coverage). Whatever the case may be James Campbell Insurance is here to help.
Let James Campbell Insurance Help You With Your Insurance Today
At James Campbell, we put you first. Our clients are our top priority and the backbone behind everything we do.
We can help provide you with protection from insuring your first car, your first home or business or even giving you protection during your retirement travels. Whatever you need coverage for, we’ve got your back. We will make sure that you are ready to live a life free of stress or worry so you can focus on life’s important moments each and every day.
James Campbell Insurance Brokers have been taking care of our members for over 40 years. This is why we are able to make insurance easy by offering you the right solutions at the right times. Our solutions are tailored to fit your individual needs, no matter what they may be.
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Motorhomes, camper vans, travel trailers, fifth wheels, pop-ups, and toy haulers.
It covers collision, liability, theft, weather losses, and living expenses after an insured claim.
Yes. Full-time, seasonal, or occasional use, plus storage and security, all impact coverage and cost.
You may need a full-timers endorsement to extend liability and contents coverage.
Yes. Policies can reflect storage periods and may offer savings while keeping comprehensive protection.